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Month: December 2017

Side Hustle: 7 Ways to Make Money With Your Body Legally

Side Hustle: 7 Ways to Make Money With Your Body Legally

Pinterest Facebook Twitter Google+ RedditThere’s a lot of side hustles out there, but here’s a bunch of low activation or high-paying ways to make money with your body legally. Fun times. Get Paid to Poop!  In Boston, there’s a center accepting poop for $40 per donation. You have to commit to going 3 times a week for 60 days. But it’s something you were going to flush down the toilet anyway – why not get paid to do it? That’s…

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Vanguard Target Retirement Funds vs. DIY Admiral shares

Vanguard Target Retirement Funds vs. DIY Admiral shares

Pinterest Facebook Twitter Google+ RedditIf you’re a beginner or a passive investor, you want a diversified portfolio so you can passively invest and not have to worry about it. Don’t want to keep your eye out on the market? You probably want to be a passive investor. If you’re in a low tax bracket, it might not be worth it for you to do tax loss harvesting manually. But if you’re putting your money in Vanguard, you’d have to do…

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FI/RE for Non-US residents: Currency Hedged SP500 Funds

FI/RE for Non-US residents: Currency Hedged SP500 Funds

Pinterest Facebook Twitter Google+ RedditThe other day I was on Reddit and someone had said his advisor told him there weren’t any ways to hedge against a USD ETF. This particular person’s home currency was the Euro, which is why I was so annoyed at the advisor. This was immediately a red flag, as most advisors should be aware of such a product, or at least be able to Google it and see an answer on the first page of their…

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Costco – our favorite bulk money saver for food!

Costco – our favorite bulk money saver for food!

Pinterest Facebook Twitter Google+ RedditOn Christmas Eve, we went to Costco, in an effort to start our year off right in terms of savings. Happy holidays for savings! I’d say Costco is great for non-perishables that you don’t need to put in the fridge. Even some perishables, like cakes and pies are very cheap and some meat, like the rotisserie chicken and marinated chicken wings are a really good deal. For perishables such as the cakes or 5 pound chicken…

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i401k or SEP IRA: An extra $54,000 in tax advantaged retirement accounts a year

i401k or SEP IRA: An extra $54,000 in tax advantaged retirement accounts a year

Pinterest Facebook Twitter Google+ RedditIf you’re self-employed or have a side hustle, you have the best retirement accounts available to you. Have you ever wondered if an i401k or SEP IRA was better? A normal 401k has a contribution limit of $18,000, with an additional $6,000 in catch-up contributions if you’re 50 and older for the year of 2017. For an IRA, your maximum contribution is $5,500, with an additional $1,000 catch-up contribution if you’re 50 and older. For the…

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Author: Olivia

Olivia worked in finance and wants you to learn the secrets of financial independence. She believes there are so many ways to monetize your life and make money doing the things you're already doing because so many companies offer free money.

The average savings account rate is 0.1%. The big banks have incredibly low savings accounts rates. CIT Bank offers a 1.75% savings account. You can open an account with just $100 and no monthly fees or charge . Tired of being charged fees and getting peanuts in interest at your current bank? Open a CIT Bank savings account in less than 15 minutes online.

If you have a car, Rideshare apps allow you to pick a direction you want to go twice a day, so you can get extra money going somewhere you were driving to anyway at least twice a day. Get a $300 sign-up bonus with Lyft.

One of my favorite ways ways of monetizing my life is via credit card bonuses with cards that give you cashback or rewards. Check out our review of the Chase Sapphire cards, which give you at least $500 in cash or $625 in travel credit.