Pinterest Facebook Twitter Google+ Reddit1. Balance Transfer For a 1.5% APY Loan A little known secret about credit cards is that they offer balance transfers with a 0% interest rate for 15-18 months. That means you get a 0 % interest rate for 1.5 years. If you can figure out how much in extra payments you can afford to make over those 1.5 years, you can wipe away a hefty chunk of your student loans paying much less in interest….
Pinterest Facebook Twitter Google+ RedditGet a High-Yield Savings Account The best known banks offer the lowest yields. Bank of America and Chase offer .01% yields. One-hundreth of a percent. Wells Fargo offers between .01-.03% and TD Bank offers .05%. Which is crazy right? Because the bigger the bank, the nicer they should be to you and offer higher interest for your checking account right? Why is loyalty to customers not a thing? Well, that’s not what actually happens. The best…
Pinterest Facebook Twitter Google+ RedditStep 1: Get a CashBack Credit Card Even though I use credit card points, airline miles, and hotel rewards to travel for free every year, I still use cashback or a cash redemption for cheap domestic flights because it’s a better deal than airline miles. So I was very happy to find out that Discover It Miles card offers 3 percent cashback for redemption on travel related purchases in the first year. They offer 1.5 points…
Pinterest Facebook Twitter Google+ RedditThere’s three stages to your money. Making it, Saving it, and then Investing it. We’re going to focus on where your money should be invested in the most optimal way. It’s a looong list, so if you don’t have enough time to go through it step-by-step, bookmark this page so you can come back to it. 1. Emergency Fund First, figure out your average monthly expenses by looking at the last 12 months of your spending….
Pinterest Facebook Twitter Google+ RedditProductivity The Power of Habit: Charles Duhigg As humans we’re more likely to shift to bad decisions at the end of the day. It’s why Gilt decided to release their sales at 9PM and why infomercials are on so late at night — because your willpower muscle is more likely to be all used up. Shifting focus onto creating habits is easier than strengthening your willpower muscle. His tricks to shift your brain into cue->routine->reward, will…
Olivia worked in finance and wants you to learn the secrets of financial independence. She believes there are so many ways to monetize your life and make money doing the things you're already doing because so many companies offer free money.
The average savings account rate is 0.1%. The big banks have incredibly low savings accounts rates. CIT Bank offers a 1.75% savings account. You can open an account with just $100 and no monthly fees or charge . Tired of being charged fees and getting peanuts in interest at your current bank? Open a CIT Bank savings account in less than 15 minutes online.
If you have a car, Rideshare apps allow you to pick a direction you want to go twice a day, so you can get extra money going somewhere you were driving to anyway at least twice a day. Get a $300 sign-up bonus with Lyft.
One of my favorite ways ways of monetizing my life is via credit card bonuses with cards that give you cashback or rewards. Check out our review of the Chase Sapphire cards, which give you at least $500 in cash or $625 in travel credit.