Browsed by
Category: Financial Independence Retire Early (FIRE)

Blog posts about financial independence and retiring early (FIRE). Topics range from making more money with side hustles to investing and optimizing your tax strategy.

Geoarbitrage: Change Locations To Retire Early & Become Financially Independent

Geoarbitrage: Change Locations To Retire Early & Become Financially Independent

Pinterest Facebook Twitter Google+ Reddit I remember getting my first paycheck and thinking,”Are you serious?! Where is the rest of it?”. That began my journey to considering geoarbitrage. What is Geoarbitrage? Geoarbitrage is short for geographic arbitrage. The basic definition of geoarbitrage is taking advantage of the difference in costs between two geographic locations, while having the same kind of lifestyle. I’d consider this to be the formula: Pick Whichever Increase in NW is highest = Post-tax(salary + capital gains…

Read More Read More

How To Do a No-Fail No-Spend Money Challenge (Free Printable!)

How To Do a No-Fail No-Spend Money Challenge (Free Printable!)

Pinterest Facebook Twitter Google+ Reddit Need to gamify your savings with a money saving challenge? Do the No Spend Money Challenge and start your journey to being confident with your finances. It’s difficult to save sometimes with everyone around you spending and buying things all the time. But so what? Why get yourself deeper in debt and poorer so you can keep up with the latest Instagram trends? Being financially stable is more important than living that perfect life on…

Read More Read More

6 Common Things You’re Doing WRONG With Your 401k and How To Fix It For Free!

6 Common Things You’re Doing WRONG With Your 401k and How To Fix It For Free!

Pinterest Facebook Twitter Google+ RedditThe below are 6 things wrong with your 401k. Though some financial advisors will try and charge you to manage your 401k and other accounts, there’s actually a free tool you can use to fix your 401k in minutes. Check out Blooom. They also have a free tool for the 401a, 403b, 457 or TSP for free. 1. Not Contributing, Putting In Enough Money, Or Setting Up Auto-Contributions Half of Americans are not contributing to a 401k. If…

Read More Read More

30 People Who Reached Financial Independence Before 40 and Retired Early To Financial Freedom

30 People Who Reached Financial Independence Before 40 and Retired Early To Financial Freedom

Pinterest Facebook Twitter Google+ Reddit The list is sorted in order of retirement age. If you know of someone who should be added here, let me know via the comment section below. The age of financial independence and early retirement (FIRE) is in parenthesis after the name. Other people achieved financial freedom on average household incomes below. So can you. If you get busy with side hustles, maybe you can retire even earlier. If you think financial independence is impossible,…

Read More Read More

The Three Step Blueprint To Paying Off Your Student Loans In Record Time

The Three Step Blueprint To Paying Off Your Student Loans In Record Time

Pinterest Facebook Twitter Google+ Reddit1. Balance Transfer For a 1.5% APY Loan A little known secret about credit cards is that they offer balance transfers with a 0% interest rate for 15-18 months. That means you get a 0 % interest rate for 1.5 years. If you can figure out how much in extra payments you can afford to make over those 1.5 years, you can wipe away a hefty chunk of your student loans paying much less in interest….

Read More Read More

Author: Olivia

Olivia worked in finance and wants you to learn the secrets of financial independence. She believes there are so many ways to monetize your life and make money doing the things you're already doing because so many companies offer free money.

The average savings account rate is 0.1%. The big banks have incredibly low savings accounts rates. CIT Bank offers a 1.75% savings account. You can open an account with just $100 and no monthly fees or charge . Tired of being charged fees and getting peanuts in interest at your current bank? Open a CIT Bank savings account in less than 15 minutes online.

If you have a car, Rideshare apps allow you to pick a direction you want to go twice a day, so you can get extra money going somewhere you were driving to anyway at least twice a day. Get a $300 sign-up bonus with Lyft.

One of my favorite ways ways of monetizing my life is via credit card bonuses with cards that give you cashback or rewards. Check out our review of the Chase Sapphire cards, which give you at least $500 in cash or $625 in travel credit.