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Category: Financial Independence Retire Early (FIRE)

Blog posts about financial independence and retiring early (FIRE). Topics range from making more money with side hustles to investing and optimizing your tax strategy.

20 Free Money Tools And Resources To Fix Your Finances

20 Free Money Tools And Resources To Fix Your Finances

Pinterest Facebook Twitter Google+ RedditGet a High-Yield Savings Account The best known banks offer the lowest yields. Bank of America and Chase offer .01% yields. One-hundreth of a percent. Wells Fargo offers between .01-.03% and TD Bank offers .05%. Which is crazy right? Because the bigger the bank, the nicer they should be to you and offer higher interest for your checking account right? Why is loyalty to customers not a thing? Well, that’s not what actually happens. The best…

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How To Double Stack Your Charitable Contribution

How To Double Stack Your Charitable Contribution

Pinterest Facebook Twitter Google+ RedditMy last post was about triple dipping to stack cashback, so what better post to follow up with than stacking your charity donations? What is Charity Matching? You know how most people don’t know you can get your 401k contributions matched? Most people don’t realize you can get your charitable contributions matched either. Let’s say you wanted to donate $500 to Doctors Without Borders. If your company offers 2:1 matching, that means you’d donate $500 and…

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How To Triple Dip on Cash Back Rewards

How To Triple Dip on Cash Back Rewards

Pinterest Facebook Twitter Google+ RedditStep 1: Get a CashBack Credit Card Even though I use credit card points, airline miles, and hotel rewards to travel for free every year, I still use cashback or a cash redemption for cheap domestic flights because it’s a better deal than airline miles. So I was very happy to find out that Discover It Miles card offers 3 percent cashback for redemption on travel related purchases in the first year. They offer 1.5 points…

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The Step-By-Step Guide To Where Your Money Should Be Invested

The Step-By-Step Guide To Where Your Money Should Be Invested

Pinterest Facebook Twitter Google+ RedditThere’s three stages to your money. Making it, Saving it, and then Investing it. We’re going to focus on where your money should be invested in the most optimal way. It’s a looong list, so if you don’t have enough time to go through it step-by-step, bookmark this page so you can come back to it. 1. Emergency Fund First, figure out your average monthly expenses by looking at the last 12 months of your spending….

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50 Self-Development and Growth Books That Are Integral To Life

50 Self-Development and Growth Books That Are Integral To Life

Pinterest Facebook Twitter Google+ RedditProductivity The Power of Habit: Charles Duhigg As humans we’re more likely to shift to bad decisions at the end of the day. It’s why Gilt decided to release their sales at 9PM and why infomercials are on so late at night — because your willpower muscle is more likely to be all used up. Shifting focus onto creating habits is easier than strengthening your willpower muscle. His tricks to shift your brain into cue->routine->reward, will…

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Author: Olivia

Olivia worked in finance and wants you to learn the secrets of financial independence. She believes there are so many ways to monetize your life and make money doing the things you're already doing because so many companies offer free money.

The average savings account rate is 0.1%. The big banks have incredibly low savings accounts rates. CIT Bank offers a 1.75% savings account. You can open an account with just $100 and no monthly fees or charge . Tired of being charged fees and getting peanuts in interest at your current bank? Open a CIT Bank savings account in less than 15 minutes online.

If you have a car, Rideshare apps allow you to pick a direction you want to go twice a day, so you can get extra money going somewhere you were driving to anyway at least twice a day. Get a $300 sign-up bonus with Lyft.

One of my favorite ways ways of monetizing my life is via credit card bonuses with cards that give you cashback or rewards. Check out our review of the Chase Sapphire cards, which give you at least $500 in cash or $625 in travel credit.