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Category: Student Loans

Learn the best strategies to paying off your student loans and how to make and save more money so you can pay them off sooner.

How To Do a No-Fail No-Spend Money Challenge (Free Printable!)

How To Do a No-Fail No-Spend Money Challenge (Free Printable!)

Need to gamify your savings with a money saving challenge? Do the No Spend Money Challenge and start your journey to being confident with your finances. It’s difficult to save sometimes with everyone around you spending and buying things all the time. But so what? Why get yourself deeper in debt and poorer so you can keep up with the latest Instagram trends? Being financially stable is more important than living that perfect life on social media. 1. Start Today,…

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30 People Who Reached Financial Independence Before 40 and Retired Early To Financial Freedom

30 People Who Reached Financial Independence Before 40 and Retired Early To Financial Freedom

The list is sorted in order of retirement age. If you know of someone who should be added here, let me know via the comment section below. The age of financial independence and early retirement (FIRE) is in parenthesis after the name. Other people achieved financial freedom on average household incomes below. So can you. If you get busy with side hustles, maybe you can retire even earlier. If you think financial independence is impossible, you’re wrong. Even if you’ve…

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Review: $20 SwagBucks Sign-Up Code Promo Bonus

Review: $20 SwagBucks Sign-Up Code Promo Bonus

Swagbucks offers gift cards, Amazon payments, or just cash via Paypal! The SwagBucks sign-up code is currently awesome and we’ll be discussing that first. Then we’ll go over how SwagBucks works, and ways to make money on SwagBucks, which consist of searching, cashback, watching videos, doing surveys, and more. We’ll go over passive ways to make money on SwagBucks first, then some other ways which might take a bit more energy. Since SwagBucks is a survey and cashback site, here…

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The Three Step Blueprint To Paying Off Your Student Loans In Record Time

The Three Step Blueprint To Paying Off Your Student Loans In Record Time

1. Balance Transfer For a 1.5% APY Loan A little known secret about credit cards is that they offer balance transfers with a 0% interest rate for 15-18 months. That means you get a 0 % interest rate for 1.5 years. If you can figure out how much in extra payments you can afford to make over those 1.5 years, you can wipe away a hefty chunk of your student loans paying much less in interest. The catch is that…

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20 Free Money Tools And Resources To Fix Your Finances

20 Free Money Tools And Resources To Fix Your Finances

Get a High-Yield Savings Account The best known banks offer the lowest yields. Bank of America and Chase offer .01% yields. One-hundreth of a percent. Wells Fargo offers between .01-.03% and TD Bank offers .05%. Which is crazy right? Because the bigger the bank, the nicer they should be to you and offer higher interest for your checking account right? Why is loyalty to customers not a thing? Well, that’s not what actually happens. The best banks with the highest-yielding…

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Author: Olivia

Olivia worked in finance and wants you to learn the secrets of financial independence. She believes there are so many ways to monetize your life and make money doing the things you're already doing because so many companies offer free money.

The average savings account rate is 0.1%. The big banks have incredibly low savings accounts rates. CIT Bank offers a 1.75% savings account. You can open an account with just $100 and no monthly fees or charge . Tired of being charged fees and getting peanuts in interest at your current bank? Open a CIT Bank savings account in less than 15 minutes online.

If you have a car, Rideshare apps allow you to pick a direction you want to go twice a day, so you can get extra money going somewhere you were driving to anyway at least twice a day. Get a $300 sign-up bonus with Lyft.

One of my favorite ways ways of monetizing my life is via credit card bonuses with cards that give you cashback or rewards. Check out our review of the Chase Sapphire cards, which give you at least $500 in cash or $625 in travel credit.