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Category: Student Loans

Learn the best strategies to paying off your student loans and how to make and save more money so you can pay them off sooner.

How To Triple Dip on Cash Back Rewards

How To Triple Dip on Cash Back Rewards

Pinterest Facebook Twitter Google+ RedditStep 1: Get a CashBack Credit Card Even though I use credit card points, airline miles, and hotel rewards to travel for free every year, I still use cashback or a cash redemption for cheap domestic flights because it’s a better deal than airline miles. So I was very happy to find out that Discover It Miles card offers 3 percent cashback for redemption on travel related purchases in the first year. They offer 1.5 points…

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The Step-By-Step Guide To Where Your Money Should Be Invested

The Step-By-Step Guide To Where Your Money Should Be Invested

Pinterest Facebook Twitter Google+ RedditThere’s three stages to your money. Making it, Saving it, and then Investing it. We’re going to focus on where your money should be invested in the most optimal way. It’s a looong list, so if you don’t have enough time to go through it step-by-step, bookmark this page so you can come back to it. 1. Emergency Fund First, figure out your average monthly expenses by looking at the last 12 months of your spending….

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The Thousands I’ve Paid Due To The Knowledge Tax – Personal Finance Is Not Common Sense

The Thousands I’ve Paid Due To The Knowledge Tax – Personal Finance Is Not Common Sense

Pinterest Facebook Twitter Google+ RedditA lot of times the most basic concepts to you are entirely foreign to other people, and they shouldn’t be blamed for it. A couple of weeks ago the boyfriend walked in the door with 2 giant computer monitors. He then bought a third. He assembled the entire thing himself and chatted with a few other computer enthusiasts on Internet Relay Chat (IRC) when he had issues with a missing part. In amazement, I said, “Where…

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How To Grow Your Own Herb Garden and Save A Ton of Money!

How To Grow Your Own Herb Garden and Save A Ton of Money!

Pinterest Facebook Twitter Google+ Reddit If you spend $10 on herbs a week, that’s $520. What happens if you save that money and invested the saved money by growing your own herbs for your adult life? That’s $90,000. Kind of insane, right? For an activity that’s super simple and takes barely any time. Related: Hustle In Your 20s To Retire In Your 30s Grocery Store Pricing Is So Weird The grocery store is an incredibly interesting experiment on pricing, it…

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How To Quantify Your College Degree & Take On Less Student Loans! #FinHealthMatters + College Degree Asset Calculator

How To Quantify Your College Degree & Take On Less Student Loans! #FinHealthMatters + College Degree Asset Calculator

Pinterest Facebook Twitter Google+ RedditPeople choose their college because of a variety of reasons — where their friends are going, how pretty the dorm rooms are, whether the athletic division has an awesome team, etc. But few focus on the most important factor: The Cost. Teenagers get student loans and federal grants dolled out like candy. They don’t think to compare the cost of one college to another. If you knew the average income of two colleges was the same…

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Author: Olivia

Olivia worked in finance and wants you to learn the secrets of financial independence. She believes there are so many ways to monetize your life and make money doing the things you're already doing because so many companies offer free money.

The average savings account rate is 0.1%. The big banks have incredibly low savings accounts rates. CIT Bank offers a 1.75% savings account. You can open an account with just $100 and no monthly fees or charge . Tired of being charged fees and getting peanuts in interest at your current bank? Open a CIT Bank savings account in less than 15 minutes online.

If you have a car, Rideshare apps allow you to pick a direction you want to go twice a day, so you can get extra money going somewhere you were driving to anyway at least twice a day. Get a $300 sign-up bonus with Lyft.

One of my favorite ways ways of monetizing my life is via credit card bonuses with cards that give you cashback or rewards. Check out our review of the Chase Sapphire cards, which give you at least $500 in cash or $625 in travel credit.