Browsed by
Tag: fixed rate

US Mortgages vs. International Mortgages

US Mortgages vs. International Mortgages

I read an research paper¬†contrasting US mortgages against the rest of the world’s mortgages, and thought I would share the interesting bits with you guys. Now, I just want to say that this was written in 2010, and for all the non-US mortgages, I’m pulling my information on them from this paper. If things have changed in your country since then, or it has something wrong. Please do let me know! The Dodd-Frank Act, a piece of regulatory legislation that…

Read More Read More

Author: Olivia

Olivia worked in finance and wants you to learn the secrets of financial independence. She believes there are so many ways to monetize your life and make money doing the things you're already doing because so many companies offer free money.

The average savings account rate is 0.1%. The big banks have incredibly low savings accounts rates. CIT Bank offers a 1.75% savings account. You can open an account with just $100 and no monthly fees or charge . Tired of being charged fees and getting peanuts in interest at your current bank? Open a CIT Bank savings account in less than 15 minutes online.

If you have a car, Rideshare apps allow you to pick a direction you want to go twice a day, so you can get extra money going somewhere you were driving to anyway at least twice a day. Get a $300 sign-up bonus with Lyft.

One of my favorite ways ways of monetizing my life is via credit card bonuses with cards that give you cashback or rewards. Check out our review of the Chase Sapphire cards, which give you at least $500 in cash or $625 in travel credit.