Browsed by
Tag: vanguard

How To Save On Expense Fees: Vanguard Target Retirement Funds vs. DIY Admiral shares

How To Save On Expense Fees: Vanguard Target Retirement Funds vs. DIY Admiral shares

The Vanguard Target Date Retirement Funds are some of the most well-known funds out there. But did you know there was a trick to savings thousands in expense fees per year? We did the breakeven math on how much you need invested in each Target Date Fund in order to turn our higher expense ratio’d Investor shares into Admiral shares. If you’re a beginner or a passive investor, you want a diversified portfolio so you can passively invest and not…

Read More Read More

The average American can save $200k in management fees easily

The average American can save $200k in management fees easily

Have you ever looked at the management fees of your investments? For most people who glance at their statement, a fee of 1 percent doesn’t seem like much. It’s only 1 percent right? It’s going to cost you if you want to retire in less than 10 years, or any number of years. Get your financial future set up with these five other easy actions. Take a look at the VTSAX, the Vanguard Total Stock Market Index Fund, which has…

Read More Read More

Senate Tax Bill: How much will FIFO cost you?

Senate Tax Bill: How much will FIFO cost you?

*UPDATE: The bill passed without the FIFO restriction, but the article is still useful in understanding different tax implications for accounting. There’s a portion of the new Senate Tax Bill that is terrible for retail investors, that most might not understand. It has to do with accounting methods applied to the selling of financial instruments. To start, cost basis is the purchase price for the security. You need to pay gains on your security when you sell it. If the…

Read More Read More